Terms and Conditions

Effective Date: August 31, 2026

1. Agreement to Terms

By accessing or using the Kange Insurance Agency website (https://kangeinsurance.com/), you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, you must discontinue use of the site immediately. We reserve the right to make changes to these Terms and Conditions at any time.

2. Intellectual Property Rights

All content, features, and functionality on this website are the exclusive property of Kange Insurance Agency. This includes text, graphics, logos, and software. You may not copy, reproduce, or distribute any part of this site for commercial purposes without our express written consent.

3. User Representations

By using this website, you represent that all information you submit for insurance quotes or contact purposes is true, accurate, and current. You agree to maintain the accuracy of this information. You also confirm that your use of the site will not violate any applicable law or regulation.

4. SMS and Phone Communication Terms

By submitting your contact information through our website forms, you expressly consent to receive communications from Kange Insurance Agency, including phone calls and text messages (SMS/MMS), regarding insurance quotes, policy updates, and customer support.

Message Frequency: Message frequency varies based on your inquiry and policy management needs.
Carrier Rates: Message and data rates may apply depending on your mobile phone plan.
Opt-Out: You may opt out of SMS communications at any time by texting STOP in response to any text message.
Support: Text HELP for customer support instructions, or contact our office directly at +1 (313) 228-2575.
Liability: Mobile carriers are not liable for delayed or undelivered messages.

5. Prohibited Activities

Users are strictly prohibited from utilizing the site for any unauthorized purpose. You may not attempt to bypass security measures, harass agency employees, or use automated systems to access the website. Engaging in prohibited activities may result in immediate termination of your access to the site.

6. Disclaimer

The information provided on this website is for general informational purposes only. We make every effort to keep the information up to date and correct. However, we make no representations or warranties of any kind regarding the completeness, accuracy, or availability of the website or the information, products, or services contained on the website. Insurance coverage is subject to the specific terms, conditions, and exclusions of the actual policy issued.

7. Governing Law

These Terms and Conditions are governed by the laws of the State of Michigan. Any legal action or dispute relating to your use of this website shall be resolved exclusively in the state or federal courts located in Michigan.

8. Contact Us

If you have questions about these Terms and Conditions, please reach out to our team. Visit our Contact Us page to get in touch with us directly.